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Splitit CEO Says AI Agents Need the Full Financial Picture to Pick Pay Later
pymnts.com·October 9, 2026·1 min read

AI Summary
AI agents are being positioned to provide financial advice on whether consumers should use pay-later services, rather than simply offering them at checkout. This transformation requires AI systems to access comprehensive financial data beyond just finding the lowest monthly payment option.
From the source
Watch more: Need to Know With Splitit’s Nandan Sheth Artificial intelligence could turn pay later from an offer at checkout into advice about whether financing the purchase makes sense in the first place. Doing that requires more than finding the lowest month…
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